We're Here To Help Small Businesses
After realizing the high annual interest rate of 12% for peer to peer lending in Indonesia, we founded Mikro in 2020. Mikro is a non-profit mircoloaning organization aimed to help ​small businesses in the F&B industry. 

Meet Our Founder

Kathleen Lukyto, born on June 21st 2003, is a senior at
PENABUR Secondary Tanjung Duren. Having lived in
Indonesia for 17 years, she has seen plenty of small
businesses go bankrupt due to crippling debt. She
founded Mikro with the mission of helping out
​these businesses through lower interest rates.